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TypicalCost

Typical Cost of a House in St. Joseph County, Michigan

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The median home value in St. Joseph County is $178,300, measured over 2020–2024. That is 23.0% below the Michigan median of $231,600. Half of owner-occupied homes are valued above that figure and half below.

Median home value

$178,300

2020–2024, give or take $6,438

Against Michigan

−23.0%

BelowMichigan $231,600

Against the U.S.

−46.4%

BelowU.S. $332,700

Monthly housing costs in St. Joseph County

What households actually pay each month, for those who own with a mortgage and those who rent, compared with Michigan as a whole.

Owning with a mortgage

$1,309a month

−16.6%Michigan $1,569

Median of mortgage payments, property taxes, insurance, utilities and fees together.

Renting

$849a month

−24.8%Michigan $1,129

Median gross rent: the rent itself plus utilities the renter pays.

Where St. Joseph County sits among Michigan's counties

Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. St. Joseph County is the 42nd highest of 83.

Across 83 counties in Michigan the median home value ranged from $107,200 to $458,400. The typical band runs from $155,150 to $219,650, with a median of $178,300. St. Joseph County is at $178,300.

What this figure is

It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in St. Joseph County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.

The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $6,438 of the one shown.

Common questions

How much does a house cost in St. Joseph County, Michigan?

The median home value in St. Joseph County, Michigan is $178,300, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.

What is the average home price in St. Joseph County, Michigan?

The Census Bureau publishes a median rather than an average: $178,300 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.

How much is a monthly mortgage payment in St. Joseph County, Michigan?

Homeowners with a mortgage in St. Joseph County, Michigan pay a median of $1,309 a month. That covers the mortgage payment together with property taxes, insurance and utilities.

What is the average rent in St. Joseph County, Michigan?

Median gross rent in St. Joseph County, Michigan is $849 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.

Are homes in St. Joseph County, Michigan expensive compared with other places?

St. Joseph County has the 42nd highest median home value of the 83 counties in Michigan with a published figure, 23.0% below the Michigan median of $231,600.

Source

U.S. Census Bureau

American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.

About the American Community Survey

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.

Other counties in Michigan

The percentage compares each county with the Michigan median.