Typical Cost of a House in Otsego County, Michigan
On this page
The median home value in Otsego County is $219,700, measured over 2020–2024. That is 5.1% below the Michigan median of $231,600. Half of owner-occupied homes are valued above that figure and half below.
Median home value
$219,700
2020–2024, give or take $9,361
Against Michigan
−5.1%
BelowMichigan $231,600
Against the U.S.
−34.0%
BelowU.S. $332,700
Monthly housing costs in Otsego County
What households actually pay each month, for those who own with a mortgage and those who rent, compared with Michigan as a whole.
Owning with a mortgage
$1,319a month
−15.9%Michigan $1,569
Median of mortgage payments, property taxes, insurance, utilities and fees together.
Renting
$1,008a month
−10.7%Michigan $1,129
Median gross rent: the rent itself plus utilities the renter pays.
Where Otsego County sits among Michigan's counties
Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. Otsego County is the 21st highest of 83.
What this figure is
It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in Otsego County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.
The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $9,361 of the one shown.
Common questions
How much does a house cost in Otsego County, Michigan?
- The median home value in Otsego County, Michigan is $219,700, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.
What is the average home price in Otsego County, Michigan?
- The Census Bureau publishes a median rather than an average: $219,700 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.
How much is a monthly mortgage payment in Otsego County, Michigan?
- Homeowners with a mortgage in Otsego County, Michigan pay a median of $1,319 a month. That covers the mortgage payment together with property taxes, insurance and utilities.
What is the average rent in Otsego County, Michigan?
- Median gross rent in Otsego County, Michigan is $1,008 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.
Are homes in Otsego County, Michigan expensive compared with other places?
- Otsego County has the 21st highest median home value of the 83 counties in Michigan with a published figure, 5.1% below the Michigan median of $231,600.
Source
U.S. Census Bureau
American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.
About the American Community SurveySource: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.
Other counties in Michigan
The percentage compares each county with the Michigan median.
- Alcona County−29.7%$162,800
- Alger County−23.9%$176,200
- Allegan County+15.3%$267,100
- Alpena County−33.5%$153,900
- Antrim County+10.3%$255,500
- Arenac County−35.0%$150,600
- Baraga County−40.4%$138,100
- Barry County+14.0%$264,100
- Bay County−34.3%$152,200
- Benzie County+23.4%$285,700
- Berrien County−3.2%$224,300
- Branch County−29.8%$162,500
- Calhoun County−29.7%$162,800
- Cass County−5.9%$218,000
- Charlevoix County+19.5%$276,800
- Cheboygan County−16.9%$192,500
- Chippewa County−30.1%$161,900
- Clare County−42.2%$133,800
- Clinton County+12.0%$259,500
- Crawford County−29.6%$163,000
- Delta County−32.2%$157,100
- Dickinson County−33.8%$153,300
- Eaton County−6.3%$216,900
- Emmet County+36.3%$315,700
- Genesee County−21.2%$182,400
- Gladwin County−29.9%$162,300
- Gogebic County−53.7%$107,200
- Grand Traverse County+46.5%$339,400
- Gratiot County−36.3%$147,500
- Hillsdale County−24.0%$176,100
- Houghton County−31.0%$159,900
- Huron County−33.4%$154,300
- Ingham County−14.2%$198,800
- Ionia County−14.3%$198,500
- Iosco County−38.6%$142,200
- Iron County−52.9%$109,100
- Isabella County−26.4%$170,400
- Jackson County−16.4%$193,700
- Kalamazoo County+4.4%$241,800
- Kalkaska County−18.4%$188,900
- Kent County+25.2%$289,900
- Keweenaw County−26.7%$169,800
- Lake County−42.2%$133,900
- Lapeer County+3.2%$239,000
- Leelanau County+97.9%$458,400
- Lenawee County−15.0%$196,800
- Livingston County+54.1%$356,800
- Luce County−51.6%$112,000
- Mackinac County−24.7%$174,500
- Macomb County+5.3%$243,900
- Manistee County−21.3%$182,200
- Marquette County−6.5%$216,500
- Mason County−5.2%$219,600
- Mecosta County−22.8%$178,900
- Menominee County−34.5%$151,800
- Midland County−15.6%$195,400
- Missaukee County−26.4%$170,400
- Monroe County−1.2%$228,900
- Montcalm County−19.9%$185,500
- Montmorency County−31.5%$158,600
- Muskegon County−14.4%$198,300
- Newaygo County−19.4%$186,700
- Oakland County+48.4%$343,600
- Oceana County−17.9%$190,100
- Ogemaw County−33.1%$154,900
- Ontonagon County−51.8%$111,700
- Osceola County−32.9%$155,400
- Oscoda County−45.8%$125,500
- Ottawa County+39.6%$323,400
- Presque Isle County−34.7%$151,300
- Roscommon County−31.5%$158,700
- Saginaw County−34.0%$152,800
- Sanilac County−27.3%$168,300
- Schoolcraft County−38.8%$141,800
- Shiawassee County−25.9%$171,600
- St. Clair County−3.0%$224,600
- St. Joseph County−23.0%$178,300
- Tuscola County−35.4%$149,500
- Van Buren County−10.8%$206,500
- Washtenaw County+61.5%$374,100
- Wayne County−22.9%$178,500
- Wexford County−26.4%$170,400