Typical Cost of a House in Otsego County, New York
On this page
The median home value in Otsego County is $179,100, measured over 2020–2024. That is 57.7% below the New York median of $423,800. Half of owner-occupied homes are valued above that figure and half below.
Median home value
$179,100
2020–2024, give or take $5,897
Against New York
−57.7%
BelowNew York $423,800
Against the U.S.
−46.2%
BelowU.S. $332,700
Monthly housing costs in Otsego County
What households actually pay each month, for those who own with a mortgage and those who rent, compared with New York as a whole.
Owning with a mortgage
$1,568a month
−38.6%New York $2,555
Median of mortgage payments, property taxes, insurance, utilities and fees together.
Renting
$987a month
−39.1%New York $1,621
Median gross rent: the rent itself plus utilities the renter pays.
Where Otsego County sits among New York's counties
Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. Otsego County is the 38th highest of 62.
What this figure is
It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in Otsego County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.
The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $5,897 of the one shown.
Common questions
How much does a house cost in Otsego County, New York?
- The median home value in Otsego County, New York is $179,100, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.
What is the average home price in Otsego County, New York?
- The Census Bureau publishes a median rather than an average: $179,100 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.
How much is a monthly mortgage payment in Otsego County, New York?
- Homeowners with a mortgage in Otsego County, New York pay a median of $1,568 a month. That covers the mortgage payment together with property taxes, insurance and utilities.
What is the average rent in Otsego County, New York?
- Median gross rent in Otsego County, New York is $987 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.
Are homes in Otsego County, New York expensive compared with other places?
- Otsego County has the 38th highest median home value of the 62 counties in New York with a published figure, 57.7% below the New York median of $423,800.
Source
U.S. Census Bureau
American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.
About the American Community SurveySource: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.
Other counties in New York
The percentage compares each county with the New York median.
- Albany County−30.5%$294,600
- Allegany County−76.0%$101,700
- Bronx County+24.9%$529,500
- Broome County−63.4%$154,900
- Cattaraugus County−73.3%$113,100
- Cayuga County−59.7%$171,000
- Chautauqua County−69.8%$127,900
- Chemung County−66.7%$141,100
- Chenango County−67.5%$137,900
- Clinton County−57.4%$180,600
- Columbia County−18.1%$347,100
- Cortland County−61.8%$162,100
- Delaware County−56.8%$183,100
- Dutchess County−5.5%$400,600
- Erie County−44.8%$233,800
- Essex County−50.0%$211,900
- Franklin County−65.7%$145,400
- Fulton County−61.5%$163,100
- Genesee County−59.8%$170,500
- Greene County−35.9%$271,600
- Hamilton County−38.6%$260,200
- Herkimer County−65.1%$147,700
- Jefferson County−55.6%$188,200
- Kings County+113.5%$905,000
- Lewis County−60.8%$166,100
- Livingston County−58.8%$174,600
- Madison County−56.4%$184,600
- Monroe County−49.6%$213,700
- Montgomery County−62.8%$157,500
- Nassau County+61.6%$684,700
- New York County+157.3%$1,090,500
- Niagara County−55.2%$189,800
- Oneida County−56.9%$182,600
- Onondaga County−52.8%$200,200
- Ontario County−47.4%$222,900
- Orange County−8.5%$387,900
- Orleans County−66.8%$140,800
- Oswego County−64.2%$151,700
- Putnam County+11.2%$471,300
- Queens County+70.8%$723,800
- Rensselaer County−39.0%$258,400
- Richmond County+59.4%$675,500
- Rockland County+40.8%$596,900
- Saratoga County−17.7%$348,600
- Schenectady County−44.4%$235,700
- Schoharie County−54.6%$192,500
- Schuyler County−59.5%$171,800
- Seneca County−63.3%$155,400
- St. Lawrence County−71.2%$121,900
- Steuben County−67.5%$137,900
- Suffolk County+36.5%$578,400
- Sullivan County−41.2%$249,000
- Tioga County−62.1%$160,800
- Tompkins County−31.4%$290,900
- Ulster County−16.8%$352,500
- Warren County−36.9%$267,400
- Washington County−53.7%$196,200
- Wayne County−59.9%$170,000
- Westchester County+56.5%$663,200
- Wyoming County−61.7%$162,300
- Yates County−56.4%$184,700