Skip to content
TypicalCost

Typical Cost of a House in Ocean County, New Jersey

On this page

The median home value in Ocean County is $398,400, measured over 2020–2024. That is 12.3% below the New Jersey median of $454,400. Half of owner-occupied homes are valued above that figure and half below.

Median home value

$398,400

2020–2024, give or take $3,284

Against New Jersey

−12.3%

BelowNew Jersey $454,400

Against the U.S.

+19.7%

AboveU.S. $332,700

Monthly housing costs in Ocean County

What households actually pay each month, for those who own with a mortgage and those who rent, compared with New Jersey as a whole.

Owning with a mortgage

$2,330a month

−17.6%New Jersey $2,829

Median of mortgage payments, property taxes, insurance, utilities and fees together.

Renting

$1,755a month

+2.0%New Jersey $1,720

Median gross rent: the rent itself plus utilities the renter pays.

Where Ocean County sits among New Jersey's counties

Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. Ocean County is the 12th highest of 21.

Across 21 counties in New Jersey the median home value ranged from $221,400 to $623,000. The typical band runs from $346,500 to $529,200, with a median of $434,600. Ocean County is at $398,400.

What this figure is

It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in Ocean County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.

The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $3,284 of the one shown.

Common questions

How much does a house cost in Ocean County, New Jersey?

The median home value in Ocean County, New Jersey is $398,400, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.

What is the average home price in Ocean County, New Jersey?

The Census Bureau publishes a median rather than an average: $398,400 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.

How much is a monthly mortgage payment in Ocean County, New Jersey?

Homeowners with a mortgage in Ocean County, New Jersey pay a median of $2,330 a month. That covers the mortgage payment together with property taxes, insurance and utilities.

What is the average rent in Ocean County, New Jersey?

Median gross rent in Ocean County, New Jersey is $1,755 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.

Are homes in Ocean County, New Jersey expensive compared with other places?

Ocean County has the 12th highest median home value of the 21 counties in New Jersey with a published figure, 12.3% below the New Jersey median of $454,400.

Source

U.S. Census Bureau

American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.

About the American Community Survey

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.

Other counties in New Jersey

The percentage compares each county with the New Jersey median.