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TypicalCost

Typical Cost of a House in Cumberland County, Kentucky

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The median home value in Cumberland County is $141,100, measured over 2020–2024. That is 31.4% below the Kentucky median of $205,600. Half of owner-occupied homes are valued above that figure and half below.

Median home value

$141,100

2020–2024, give or take $43,301

Against Kentucky

−31.4%

BelowKentucky $205,600

Against the U.S.

−57.6%

BelowU.S. $332,700

Monthly housing costs in Cumberland County

What households actually pay each month, for those who own with a mortgage and those who rent, compared with Kentucky as a whole.

Owning with a mortgage

$1,094a month

−23.7%Kentucky $1,433

Median of mortgage payments, property taxes, insurance, utilities and fees together.

Renting

$523a month

−45.9%Kentucky $967

Median gross rent: the rent itself plus utilities the renter pays.

Where Cumberland County sits among Kentucky's counties

Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. Cumberland County is the 67th highest of 120.

Across 120 counties in Kentucky the median home value ranged from $67,400 to $393,100. The typical band runs from $120,025 to $193,700, with a median of $148,150. Cumberland County is at $141,100.

What this figure is

It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in Cumberland County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.

The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $43,301 of the one shown.

Common questions

How much does a house cost in Cumberland County, Kentucky?

The median home value in Cumberland County, Kentucky is $141,100, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.

What is the average home price in Cumberland County, Kentucky?

The Census Bureau publishes a median rather than an average: $141,100 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.

How much is a monthly mortgage payment in Cumberland County, Kentucky?

Homeowners with a mortgage in Cumberland County, Kentucky pay a median of $1,094 a month. That covers the mortgage payment together with property taxes, insurance and utilities.

What is the average rent in Cumberland County, Kentucky?

Median gross rent in Cumberland County, Kentucky is $523 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.

Are homes in Cumberland County, Kentucky expensive compared with other places?

Cumberland County has the 67th highest median home value of the 120 counties in Kentucky with a published figure, 31.4% below the Kentucky median of $205,600.

Source

U.S. Census Bureau

American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.

About the American Community Survey

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.

Other counties in Kentucky

The percentage compares each county with the Kentucky median.