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TypicalCost

Typical Cost of a House in Gem County, Idaho

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The median home value in Gem County is $428,700, measured over 2020–2024. That is 2.4% above the Idaho median of $418,600. Half of owner-occupied homes are valued above that figure and half below.

Median home value

$428,700

2020–2024, give or take $33,169

Against Idaho

+2.4%

AboveIdaho $418,600

Against the U.S.

+28.9%

AboveU.S. $332,700

Monthly housing costs in Gem County

What households actually pay each month, for those who own with a mortgage and those who rent, compared with Idaho as a whole.

Owning with a mortgage

$1,466a month

−13.1%Idaho $1,687

Median of mortgage payments, property taxes, insurance, utilities and fees together.

Renting

$1,038a month

−16.2%Idaho $1,238

Median gross rent: the rent itself plus utilities the renter pays.

Where Gem County sits among Idaho's counties

Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. Gem County is the 8th highest of 44.

Across 44 counties in Idaho the median home value ranged from $212,900 to $735,300. The typical band runs from $271,950 to $394,600, with a median of $321,300. Gem County is at $428,700.

What this figure is

It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in Gem County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.

The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $33,169 of the one shown.

Common questions

How much does a house cost in Gem County, Idaho?

The median home value in Gem County, Idaho is $428,700, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.

What is the average home price in Gem County, Idaho?

The Census Bureau publishes a median rather than an average: $428,700 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.

How much is a monthly mortgage payment in Gem County, Idaho?

Homeowners with a mortgage in Gem County, Idaho pay a median of $1,466 a month. That covers the mortgage payment together with property taxes, insurance and utilities.

What is the average rent in Gem County, Idaho?

Median gross rent in Gem County, Idaho is $1,038 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.

Are homes in Gem County, Idaho expensive compared with other places?

Gem County has the 8th highest median home value of the 44 counties in Idaho with a published figure, 2.4% above the Idaho median of $418,600.

Source

U.S. Census Bureau

American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.

About the American Community Survey

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.

Other counties in Idaho

The percentage compares each county with the Idaho median.