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TypicalCost

Typical Cost of a House in Santa Rosa County, Florida

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The median home value in Santa Rosa County is $329,800, measured over 2020–2024. That is 8.1% below the Florida median of $359,000. Half of owner-occupied homes are valued above that figure and half below.

Median home value

$329,800

2020–2024, give or take $6,113

Against Florida

−8.1%

BelowFlorida $359,000

Against the U.S.

−0.9%

BelowU.S. $332,700

Monthly housing costs in Santa Rosa County

What households actually pay each month, for those who own with a mortgage and those who rent, compared with Florida as a whole.

Owning with a mortgage

$1,855a month

−5.3%Florida $1,959

Median of mortgage payments, property taxes, insurance, utilities and fees together.

Renting

$1,544a month

−7.5%Florida $1,669

Median gross rent: the rent itself plus utilities the renter pays.

Where Santa Rosa County sits among Florida's counties

Each tick is one county's median home value. The highlighted band holds the middle half of them, and the dark line is the median. Santa Rosa County is the 24th highest of 67.

Across 67 counties in Florida the median home value ranged from $110,200 to $780,600. The typical band runs from $181,400 to $358,650, with a median of $276,000. Santa Rosa County is at $329,800.

What this figure is

It is not a sale price. The Census Bureau asks homeowners what they think their home would sell for, and this is the middle answer for owner-occupied homes in Santa Rosa County. It covers every kind of home people own and live in, so the price of a particular house on the market can be far from it.

The figure describes the whole of 2020–2024, not a single year, and it is not adjusted for price changes since then. The smaller a county, the fewer households the survey reaches and the less exact its estimate: here the true value is very likely within $6,113 of the one shown.

Common questions

How much does a house cost in Santa Rosa County, Florida?

The median home value in Santa Rosa County, Florida is $329,800, from Census Bureau survey data for 2020–2024. Half of owner-occupied homes are valued above that and half below.

What is the average home price in Santa Rosa County, Florida?

The Census Bureau publishes a median rather than an average: $329,800 for 2020–2024. It is what owners estimate their homes would sell for, not a record of recent sale prices.

How much is a monthly mortgage payment in Santa Rosa County, Florida?

Homeowners with a mortgage in Santa Rosa County, Florida pay a median of $1,855 a month. That covers the mortgage payment together with property taxes, insurance and utilities.

What is the average rent in Santa Rosa County, Florida?

Median gross rent in Santa Rosa County, Florida is $1,544 a month for 2020–2024. Gross rent is the rent itself plus the utilities the renter pays.

Are homes in Santa Rosa County, Florida expensive compared with other places?

Santa Rosa County has the 24th highest median home value of the 67 counties in Florida with a published figure, 8.1% below the Florida median of $359,000.

Source

U.S. Census Bureau

American Community Survey 5-Year Estimates, 2020–2024, tables B25077, B25064 and B25088. Retrieved on October 6, 2026.

About the American Community Survey

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020–2024.

Other counties in Florida

The percentage compares each county with the Florida median.